Asset Depletion Refinance in Arizona 2026: Qualify on Your Savings, Not a Paycheck

Published on: 08/12/2026

An asset depletion refinance lets Arizona homeowners qualify using savings and investments instead of a paycheck. Here is how the calculation, credit, and rate-and-term or cash-out options work in Scottsdale and Phoenix. Pillar Mortgage Group, NMLS #2700076

Arizona Mortgage and Home Selling Guides

Straight answers on buying, refinancing, and selling a home in Scottsdale, Phoenix, and across Arizona, from Blake Hermann, Director of Lending at Pillar Mortgage Group (NMLS #2271358).

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